First-Time Wealth Builder
Is a financial planning service for high income earning, not wealthy yet individuals who have
less than $500k saved and want to achieve financial freedom.
First-Time Wealth Builder is for you if...
- You are ready to take action in your finances
- You are the first in your family to earn a high income
- You want to create the financial peace of mind you didn't have growing up
- You want to work with someone who understands the importance of financial stability
- You grew up in a community that didn't teach the power of financial literacy
- You are making more money than ever, but your wealth isn't growing
- You are a great saver and you are ready to take your finances to the next level
Imagine If...
- You became the first in your family to achieve financial freedom
- You protect your hard earned money while building a legacy
- Your wealth journey is a weight off your shoulders
- You have a strong sense of financial control and security
- You're living the life you have always dreamed
- 100% of your energy is focused on the things that matter most to you
The First-Time Wealth Builder Path:
1. Free Introductory Meeting
- Complimentary 30-minute meeting for you to ask any questions.
- Our goal is to understand if our solutions can help you.
2. Free Discovery Meeting
- Complimentary 60-minute meeting to help identify and prioritize your financial goals.
- We take a deep-dive into your finances by covering: cash flow, debt, savings, real assets, and investments.
3. Onboarding Meeting
- We review our Client Agreement to officially become a client!
4. Plan Delivery Meeting
- We present your personalized financial plan and explain the why behind every recommendation.
- We illustrate where you are in your financial journey and cover step-by-step recommendations to get you to where you want to be.
5. Implementation Meetings
- We take action on your financial plan by breaking it down into sections and implement changes to the following:
- Cash Flow/Debt Reduction
- Investments & Diversification
- Risk Analysis (including employer benefits)
- Tax Planning
- Estate Planning
6. Ongoing Meetings
- After we implement your plan, the most important part begins; monitoring. The reality is that your priorities and goals will change as life happens:
- Start/grow a family
- Caring for a family member
- Death of a family member
- Purchasing a home
- Start a business
- Go back to school/career change
- Hitting new income milestones
What's Included:
- 1:1 meetings that are tailored to your schedule
- In-between meeting support is available to help answer any questions or concerns
- A comprehensive financial plan that is based on your financial situation, goals, and values
- Financial planning + Investment management for one flat fee
- Personal client portal that tracks your budget, net worth, investments, and goal progress
- Transparent flat fee so you know exactly what you pay
- Fiduciary financial planning which means we are legally and ethically bound to act in your best interest. We don't receive commissions or sell you any products.
- Year-round accountability for those ready to stop procrastinating and start implementing wealth building strategies
- Year-round plan updates to adjust when life happens
- 5-8 Implementation meetings to setup your ideal financial health
- 2-6 Monitoring meetings per year to track your progress, review asset allocation, economic conditions, and so much more!
Pricing:
- First-Time Wealth Builder's annual fee is based on your household income.
- We have no minimum requirements for Assets Under Management (AUM).
Let's Transform Your Financial Future Together...
- Goal Setting: Gain clarity on your financial goals.
- Emergency Fund: Establish and build an ideal emergency fund.
- Debt Reduction: Step-by-step recommendations on paying off debt.
- Retirement Planning: Identify which retirement account(s) are best to start building wealth.
- Customized Asset Allocation Strategies: Actionable feedback with choosing investments based on risk tolerance while minimizing fees & expenses and diversifying your portfolio.
- Tax Planning: Analyze your tax situation and reduce tax liability to accumulate wealth much faster.
- Risk Management: Identify and fill gaps within your life, disability, property & casualty, professional/business, and health insurance coverages.
- Estate Planning: Help protect your assets and the financial well-being of your loved ones by connecting you to a vetted estate planning attorney.
- Education Planning: Identify which education account best meets your families' education funding goals.
- Business Planning: Help integrate your personal and business finances to save on taxes and grow your business.
- Employer Benefit Analysis: Help maximize your employer benefits.
- And so much more!